If you’re dreaming of sunsets over wide-open skies, access to vibrant cities, and a warm climate that lets you enjoy outdoor activities year-round, it’s time to start exploring the best cities to retire in Texas.
Known for its friendly communities, relatively low cost of living, and excellent healthcare options, Texas offers the ideal backdrop for your golden years.
From golf courses and sprawling state parks to fishing, boating, and other water recreation along the Gulf and freshwater rivers and lakes, you’ll find plenty to keep you active and engaged. And, with no state income tax and generally lower housing costs compared to national averages, retirees can stretch their savings further. Add in world-class museums, parks, arts, and culture, and you’ll quickly see why Texas draws thousands of new retirees each year.
Here’s a look at the best places to retire in Texas for any lifestyle or budget. When you’ve found the perfect place to call home, the full-service senior movers at 2 College Brothers are here to help with a stress-free move!
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Best Places to Retire in Texas Hill Country
The Texas Hill Country offers rolling hills, rivers, and historic small towns, all paired with a warm climate and welcoming communities. It’s a top choice for retirees seeking a balance of outdoor adventure, affordability, and charm. Best known for The Alamo City, you’ll find other popular retirement destinations in the area, including many small towns and cities near San Antonio.
Here are some of the best places to retire in Texas in this scenic region.
San Antonio – Big-City Amenities With Historic Charm
San Antonio combines rich history and modern convenience, making it one of the best places to retire in Texas for those who prefer a larger city atmosphere. Home to top healthcare facilities and iconic landmarks like the Alamo and River Walk, San Antonio offers diverse entertainment, great food, and vibrant cultural experiences – all with an affordable cost of living compared to many major cities in Texas.
Most living expenses are significantly lower than the national average, especially for large metro areas. If you’re thinking about buying a house in San Antonio, the median home value is just $275,000, well below the U.S. median home price of $440,000. You’ll also find tons of great 55+ communities for low-maintenance living at its best.
Schertz – One of the Best Places to Retire in Texas for Veterans
Schertz stands out as one of the best places to retire in Texas, with great senior living options, a family-oriented atmosphere, and a large veteran population. It’s a military-friendly haven with proximity to Randolph Air Force Base. More than one-fifth of residents are veterans.
The crime rate is notably below the national average, and the community provides excellent parks, walking trails, and recreational amenities. Plus, housing tends to be more affordable compared to San Antonio, giving retirees high value and a peaceful lifestyle.
Fredericksburg – Affordable Retirement in Texas With Easy Access to San Antonio & Austin
This charming small town in the Hill Country delivers a slow-paced lifestyle without breaking the bank. Fredericksburg blends German-Texan heritage with wine-country culture and postcard-worthy landscapes. Housing is budget-friendly, while both San Antonio and Austin are just about 90 minutes away. Whether you’re sampling local vineyards, shopping in boutiques, or enjoying German-style festivals, Fredericksburg is ideal for retirees who want character, affordability, and regional access.
New Braunfels – Outdoor Recreation and Small-Town Vibes
New Braunfels offers retirees a fun mix of recreation, culture, and community. From floating the Guadalupe River to live music at historic Gruene Hall, there’s always something to enjoy. The town’s German heritage shines through its festivals like Wurstfest and dining, and proximity to Austin ensures easy access to top-notch healthcare. The relaxed lifestyle and outdoor opportunities make it a favorite among retirees.
Hollywood Park – Small-Town Living With City Convenience
Hollywood Park offers quiet, suburban living just 20 minutes from San Antonio. This peaceful community appeals to retirees seeking safety, tranquility, and a slower pace of life, without giving up access to big-city amenities. Tree-lined streets, well-kept parks, and a close-knit neighborhood feel make Hollywood Park one of the best places to retire in Texas for those wanting the best of both worlds.
Best Places to Retire in Texas Near Water
Want to enjoy an affordable Texas retirement near the water? These cities offer a perfect blend of scenic views, outdoor fun, and comfortable living. From Gulf Coast charm to lakeside tranquility, these are some of the best places to retire in Texas for anyone whose ideal retirement includes boating, fishing, beach days, and riverside walks.
Corpus Christi – One of the Best Places to Retire in Texas for Beachside Living on a Budget
Corpus Christi delivers laid-back, coastal living backed by affordable housing, making it one of the best places to retire in Texas for water lovers watching their budget. Nestled on the Gulf, retirees can enjoy swimming, boating, and fishing year-round. Nearby Padre Island National Seashore offers 70 miles of pristine coastline for walking, wildlife viewing, and relaxation. The city also features engaging opportunities at attractions such as the Texas State Aquarium, USS Lexington museum, and the South Texas Botanical Gardens & Nature Center.
Beaumont – Riverfront Retirement in Southeast Texas Close to Houston
Located along the Neches River and just upriver from Sabine Lake, Beaumont gives retirees access to saltwater fishing and boating, plus the many amenities and quality medical care of the big city.
Beaumont sits just a 90-minute drive from Houston. Its lower cost of living and housing make it one of the best places to retire in Texas for seniors living on fixed retirement income.
Houston Metro Area – Diverse Lifestyle Options in the Lone Star State
The Houston Metro Area offers retirees a unique blend of big city living with the charm and close-knit atmosphere of a small town. Within the city, you’ll find cultural riches – from the museum and theater Districts to volunteer roles and lifelong learning at Rice University and the University of Houston, where seniors 65+ can audit courses for free.
Housing costs remain competitive compared to other major cities. Suburbs like The Woodlands, Katy, Sugar Land, Cypress, and Fulshear deliver quieter settings within easy reach of the city. The metro area is a top-tier choice among the best places to retire in Texas, no matter what type of lifestyle you’re looking for.
Lago Vista – One of the Best Places to Retire in Texas for Lakefront Living
Nestled on the north shore of Lake Travis, Lago Vista appeals to retirees who value scenic surroundings and community. Nearly a quarter of the population is aged 65 or older, reflecting its appeal to retirees. Residents enjoy panoramic lake views and scenic rolling hills, plus a calendar full of social clubs and outdoor activities like boating and hiking. Housing tends to be more affordable than in Austin, making Lago Vista one of the best places to retire in Texas for lakeside living with room to stretch your budget.
Best Small Towns in Texas to Retire
Looking for a peaceful and intimate setting to enjoy your golden years? Texas is home to many welcoming small towns that offer affordability, community spirit, and access to outdoor recreation. These spots are among the best places to retire in Texas for those seeking a slower pace of life, natural beauty, and charming local culture.
Sabine County – Certified Retirement Community in East Texas
Sabine County, located in the Piney Woods of East Texas, is a GoTexan Certified Retirement Community, meaning it meets the state’s standards for serving retirees’ needs. With a population under 10,000, this rural county offers serenity, low living costs, and plenty of opportunities for fishing and outdoor recreation thanks to its proximity to Toledo Bend Reservoir.
Ranked #24 out of the top 50 places in the U.S. to retire, Sabine County easily earns its spot among the best places to retire in Texas for anyone craving quiet country living.
Granbury – Lakeside Charm & Historic Appeal
Granbury, just an hour south of Fort Worth, offers retirees small-town charm combined with lakeside serenity. About 26% of residents here are 65 or older, reflecting its strong appeal to retirees. Lake Granbury provides ample opportunities for boating, fishing, and waterfront walks, while the town’s historic square hosts festivals, farmers’ markets, and community events that foster a close-knit atmosphere. Granbury’s low crime rate ensures peace of mind, making it one of the best places to retire in Texas for a safe and active lifestyle.
Aransas Pass – One of the Best Places to Retire in Texas for Small-Town Coastal Living
Aransas Pass is a hidden gem along the Texas Gulf Coast near Corpus Christi. With a population of just over 8,000, this quiet town is perfect for retirees who love beach activities like fishing, boating, and kayaking. Housing is more affordable than in many other coastal communities, and attractions like Mustang Island State Park and the city of Corpus Christi are just a short drive away. For retirees seeking seaside relaxation without the high price tag, Aransas Pass is easily one of the best places to retire in Texas.
Best Places to Retire in Texas on Social Security
For retirees relying primarily on Social Security income, affordability is key, but that doesn’t mean sacrificing lifestyle. Texas offers many affordable places to retire and enjoy mild weather and access to amenities. Below are some of the best places to retire in Texas if you want to live comfortably on a fixed income or stretch your retirement savings.
El Paso – One of the Best Cities to Retire in Texas for Safety & Affordable Cost of Living
El Paso consistently ranks among the most affordable cities for retirees nationwide. It’s one of the best places to retire in Texas, thanks to median home prices well below the national average and a relatively low crime rate. This western Texas city sits across the Rio Grande from the Mexican city of Ciudad Juarez.
El Paso boasts attractions like Franklin Mountains State Park – the largest urban park in the U.S. – with trails, historic pictographs, and beautiful desert scenery. El Paso is also known for its low crime rate, quality healthcare, and a rich cultural scene, offering retirees a safe, active, and affordable lifestyle.
Killeen – Affordable & Centrally Located Texas City
Killeen is a centrally located city that offers small-town affordability with big-city convenience. It’s within driving distance of Austin, Dallas, San Antonio, and Houston! Thanks to low housing prices – just $1,100 for average apartment rent and a median home price of $247,000 – retirees can enjoy affordable living. A large military presence due to Fort Hood adds to the sense of community. Killeen is definitely one of the best places to retire in Texas on a fixed income.
McAllen – Affordable Living and Birdwatching Paradise
At the southern tip of Texas in the Rio Grande Valley, McAllen offers retirees low home prices and warm winter weather, perfect for snowbirds. Located just north of the Mexican city of Reynosa, McAllen blends affordability and natural beauty. Retirees can take advantage of nearby coastal destinations and visit the renowned World Birding Center at Quinta Mazatlan, a historic estate and bird sanctuary.
Despite a higher-than-average property crime rate, McAllen’s affordability and mild climate make it one of the best places to retire in Texas for budget-conscious retirees who appreciate nature and a relaxed pace of life.
Map of the Best Places to Live in Texas for Retirees
Best Places to Retire in Texas FAQs
What Part of Texas Is the Best Place to Retire?
Deciding where to retire in Texas? Central Texas, including Texas Hill Country, is often considered one of the best places to retire in Texas thanks to its scenic landscapes, welcoming communities, and convenient proximity to cities like Austin and San Antonio. The area also has the best weather in Texas to retire, with mild winters and warm, sunny days most of the year.
Is Retiring in Texas a Good Idea?
Retiring in Texas is a great choice for many reasons. Texas offers low taxes overall and no state income tax. Seniors enjoy a relatively low cost of living and a wide variety of climates and lifestyles, from major metropolitan areas like Dallas and Houston with world-class entertainment and cultural attractions to quiet country living and affordable coastal towns. Texas also boasts excellent healthcare systems, a rich culture, and endless opportunities for outdoor activities.
Where Is the Cheapest and Safest Place to Retire in Texas?
El Paso is often recognized as both one of the most affordable and safest cities in Texas for retirees. Housing prices are significantly below national averages, making it easier to stretch a retirement budget, and El Paso is known for its low crime rate compared to other large Texas cities. This combination of affordability and safety makes El Paso one of the best places to retire in Texas for retirees seeking peace of mind and financial security.
Settled on the Best Place to Retire in Texas? Get Started With Your Free Moving Quote
Ready to make your move to one of the best places to retire in Texas? Let 2 College Brothers help you start your next chapter with ease! Our experienced San Antonio movers are here to take the stress out of relocating so you can focus on enjoying your retirement.
Retiring here from another state? Our long-distance movers serving San Antonio can handle your entire relocation, from packing through final delivery.
Call 2 College Brothers today at (210) 361-6634 for your free, no-obligation moving estimate. Whether you’re heading to a quiet Hill Country town, a coastal retreat, or an affordable Texas city, we’re here to make your move smooth and hassle-free.
