Looking for the perfect seaside escape with sandy beaches, natural beauty, and small-town charm? Then living in Palmetto may be exactly what you’re looking for.
Palmetto is known for its fantastic weather and great location on the Manatee River. It’s a city on the west coast of Central Florida that offers sandy beaches and unique cultural attractions.
Living in Palmetto offers a relaxed, small-town atmosphere with scenic waterfront views and a strong sense of community. It’s close to Tampa and Sarasota, making it ideal for commuters, and features affordable homes and easy access to beaches. While the cost of living is slightly above the national average, many find the lifestyle and location worth it.
A Mississippi native named Samuel Sparks Lamb founded that city after arriving in the area and opening a general store in 1868. He named the town Palmetto after the trees that grew naturally in the area. It was first incorporated as a village in 1868, then reincorporated as a city in 1897 following a period of population growth.
Over the years, it’s grown into a beautiful area rich in community spirit. Palmetto FL is a good place to live for anyone seeking waterfront real estate and affordable living.
Thinking about moving to Palmetto FL. Here is everything you need to know to decide if it’s the right community for you.
Table of Contents
Where Is Palmetto FL?
Palmetto, Florida is in Manatee County, within the North Port-Bradenton-Sarasota metropolitan area. It’s situated on the north side of the Manatee River, directly across from the city of Bradenton on Florida’s Gulf Coast. It’s also bordered by Terra Ceia Bay, which connects to Tampa Bay.
Drivers living in Palmetto have plenty of transportation options to nearby cities. US Routes 41 and 301 both converge in the area, providing a route from Palmetto to Bradenton in the south and Tampa-St.Petersburg area in the north. The unincorporated communities of Ellenton and Memphis border Palmetto to the east and northeast.
It’s about 45 miles or a 48-minute drive from Tampa, FL to Palmetto FL.
Palmetto FL Population & Demographics
As of the 2020 census, the Palmetto population is 13,314. It’s a small, yet steadily growing city on the Gulf Coast that has become an attractive spot for anyone seeking sunshine and a slower pace of life.
More and more people are moving to Palmetto FL to take advantage of the high quality of life, and the number of residents increased by 5.6% between 2010 and 2020. It has a fairly spacious, suburban atmosphere with a population density of 2,506 residents per square mile; this is much less crowded than nearby Bradenton or Sarasota, giving residents living in Palmetto more space while still enjoying access to urban amenities.
It’s mostly families and retirees living in Palmetto. In the city, 18% of Palmetto residents are under 18, and 29% are over 65. The median age is 52.8, which is 25% higher than the rest of Florida, reflecting Palmetto’s appeal as a retirement destination.
It’s also relatively diverse. Although primarily white, there are also sizable Black and Hispanic communities living in Palmetto. The racial and ethnic breakdown is 72.7% white (63.8% white, non-Hispanic), 20.6% Hispanic or Latino, 13.8% Black or African American, and 4.2% two or more races. Local festivals like the De Soto Heritage Festival and regular events at the Palmetto Historical Park reflect this multicultural atmosphere.
Many famous people have enjoyed the benefits of living in Palmetto, including politician Ralph Haben and former MLB player Tom Hume.
Other Palmetto FL Demographics
- The Palmetto FL population is 52% female and 48% male
- The median household income among those living in Palmetto is $61,538 (about 10% lower than the rest of Florida)
- 89% of the population of Palmetto FL has a high school diploma, and 30.2% have a bachelor’s degree or higher
In general, living in Palmetto Florida is safe, although it does experience a high rate of crime compared to the national average. The total Palmetto crime rate is 3047 crimes per 100,000 people, which is 67% higher than the rest of Florida and 31.1% higher than the rest of the US.
The violent crime rate is 78.8% higher than the Florida crime rate and 25.5% higher than the rest of the US. Property crime is also 65% higher than the state and 32.2% higher than the rest of the US. While many neighborhoods are quite peaceful, certain pockets of the city experience higher levels of crime. So, make sure to do your research and take the proper precautions if you plan on moving to Palmetto FL.
The Palmetto Police Department handled crime in the community with the assistance of 29 officers and 14 civilian employees.
Cost of Living in Palmetto
The cost of living in Palmetto is very reasonable compared to many other seaside areas. A great way to assess the cost of living in an area is to reference the cost of living index. With 100 representing the US average, it compares the typical price of consumer goods to the rest of the country.
The COLI for the North Port-Sarasota-Bradenton area is 104, indicating the cost of living in Palmetto is about 4% higher than the rest of the country. The Family Budget Calculator, created by the Economic Policy Institute, is also a helpful resource. It shows that the average family of four (two adults and two kids) needs to earn $108,006 to afford the cost of living in Palmetto.
Typical expenses of living in Palmetto:
- Meal at an inexpensive restaurant: $20
- Regular cappuccino: $5.00
- 12 oz bottle of water: $2.33
- 1 dozen regular eggs: $4.42
- 1 pound of chicken fillets: $7.00
- 1 gallon of milk: $4.22
- 1 gallon of gasoline: $3.29
- Average Palmetto monthly utility bill: $150.68
Source: Numbeo
The Palmetto real estate market is also very affordable. According to Redfin, the median price of Palmetto, Florida houses for sale is $445,000. The median price per square foot of Palmetto, FL, real estate is $225. You can find everything from oceanfront mansions to cheap houses for sale in Palmetto, FL, starting around $150,000.
Although most residents living in Palmetto own a home, renters will also find plenty of housing options. According to Rentcafe, the average rent in Palmetto is $1250. Census data shows that 68% of homes are owner-occupied, while 32% are rented out.
About 28% of apartments for rent in Palmetto are in large-scale buildings with over 50 units, while 36% are in small-scale complexes, and 27% are single-family homes. Rents start around $1,100 for a one-bedroom unit and go up to $2,500 for three or more bedrooms.
Notable buildings with Palmetto FL apartments for rent:
Palmetto Neighborhoods | Where to Live in Palmetto
Living in Palmetto offers access to a range of beautiful neighborhoods, each offering something interesting and unique. While you’ll encounter palm trees, southern hospitality, and affordable homes anywhere you look, certain areas naturally offer more appeal. So, if you plan on moving to Palmetto FL, here are the areas to check out.
Fresh Meadows | A Tranquil, Suburban Neighborhood with Highway Access
With its close proximity to US-41 and tranquil suburban atmosphere, Fresh Meadows is a quiet neighborhood of single-family homes that’s perfect for families and commuters living in Palmetto who work in Tampa or Bradenton.
Waterford | A Peaceful Community of New Construction Homes With Easy Access to Shopping and Entertainment
Waterford is a well-maintained community with mostly new-construction homes that feature desirable amenities, stunning views, and easy access to shopping and entertainment.
Heather Glen | A Mature Neighborhood With Tree-Lined Streets and Well-Priced Homes
Heather Glen is a charming, older neighborhood offering beautiful tree-lined streets and affordable homes, with prices ranging from $270,000 to $380,000, making it ideal for growing families and retirees living in Palmetto.
Palmetto Climate & Weather
The weather in Palmetto, FL, is generally mild throughout the year. It has a humid subtropical climate, characterized by hot, wet summers and short, mild winters. The temperature in Palmetto FL typically ranges from approximately 53°F to 89°F, although winter temperatures can drop as low as 41°F, and summer temperatures can reach up to 91°F.
The best Palmetto, FL, weather is usually from February to May or October to December. You won’t have to worry about snow if you plan on moving to Palmetto FL. However, you should prepare for rain as it averages about 55 inches per year. So be sure to bring an umbrella.
Things to Do in Palmetto
For a small city, you’ll find an interesting range of fun things to do in Palmetto, FL. There are plenty of shopping options in town at Palmetto Village or local boutiques like Scavengers Marketplace and Emiline’s Antiques and Collectibles. Other nearby shopping centers like the Ellenton Premium Outlets and The Mall at University Town Center also offer more shops and restaurants for shoppers living in Palmetto. Outside of shopping, here are a few other interesting places to explore.
Emerson Point Preserve
Situated on the west end of Snead Island near the northern banks of the Manatee River, Emerson Point Preserve is one of Palmetto’s premier nature preserves. It’s home to a plethora of coastal plants and wildlife, making it popular among hikers, kayakers, and other outdoor enthusiasts living in Palmetto.
5801 17th St W, Palmetto, FL 34221 (941) 742-5923
Palmetto Historical Park
Situated in the heart of the Palmetto Historic District, Palmetto Historical Park is on the site of the community’s first city hall and school building. It offers regular tours, exhibits, and other opportunities to learn for history buffs living in Palmetto, as well as food at the Riverhouse Waterfront Restaurant.
515 10th Ave W, Palmetto, FL 34221 (941) 723-4991
Bass ‘N Bay Charters
Bass N Bay Charters is a local fishing charter that guides excursions throughout Anna Maria Island, Bradenton, and Tampa Bay. It is perfect for anyone living in Palmetto who wants to cast a line on a sunny day.
2209 21st St W, Palmetto, FL 34221 (941) 685-4491
Additional Attractions In Palmetto
- Manatee County Agricultural Museum
- Blackstone Park
- Palmetto’s Manatee County Fairgrounds
- Sutton Park
- Riviera Dunes Marina
Searching for more things to do in Palmetto, FL? The local Parks and Recreation Department has a list of Palmetto events and festivals available on its website.
Palmetto Restaurants
Feeling hungry? You’ll be pleased to hear that there are some amazing restaurants in Palmetto, FL, serving everything from Thai food to Italian cuisine. Here are a few of the best restaurants in Palmetto.
The Greyson
The Greyson is a favorite among locals living in Palmetto that serves delicious comfort food in a familiar setting with an extensive menu of wings, sliders, and other classics, plus cocktails, a kids menu, and occasionally live music.
5045 96th St E, Palmetto, FL 34221 (941) 845-4195
View this post on Instagram
Ragù Cucina Italiana
Ragù Cucina is one of the best restaurants in Palmetto, FL, if you’re craving Italian food. Located in a historic home, you’ll find an extensive menu featuring delicious traditional dishes like Fettuccini Alfredo and Lasagna Ragù Bolognese.
336 8th Ave W, Palmetto, FL 34221 (941) 462-8605
Hideko Sushi & Thai
Hideko Sushi and Thai Food is a fast-casual Asian eatery serving fresh fish dishes daily and a wide variety of Japanese and Thai entrees, perfect for anyone living in Palmetto who is craving sushi.
737 8th Ave W, Palmetto, FL 34221 (941) 722-1222
Jobs in Palmetto
As a small beach town popular among retirees, jobs in Palmetto, FL, may be somewhat limited. However, a major advantage of living in Palmetto is its easy access to larger cities like Tampa and St. Petersburg, which offer plenty of career opportunities.
The local economy employs about 6,000 people. Major industries in the area include retail, healthcare, social assistance, and professional and scientific services.
Manatee County is home to over 500 advanced manufacturing firms and is supported by key industries like aerospace, life sciences, and technology, providing great jobs for those living in Palmetto. Manatee Memorial Hospital is also conveniently located in downtown Bradenton and offers employment opportunities in healthcare and medical services.
According to Business Insider, Palmetto is working hard to attract new business investment and diversify its tax base through new investments. Recent initiatives include the renovation and expansion of the popular Bradenton Convention Center, which is projected to generate an additional $25 million in revenue for the city and residents living in Palmetto.
Major employers in Manatee County:
Workers living in Palmetto can expect a reasonable wage. According to Payscale, the average hourly rate for workers in Bradenton is around $20.00. From code enforcement to construction management, you’ll find a wide range of Palmetto jobs available. City of Palmetto employment is also available if you’re interested in a career with the local government.
Palmetto Schools
Kids living in Palmetto will also receive a great education. Palmetto is in the School District of Manatee County and contains five elementary schools, two middle schools, and one high school. Blackburn, Palmetto, James Tillman, Virgil Mills, and Palmview are the elementary schools in Palmetto, FL.
There are also three charter schools serving kids living in Palmetto, including the Manatee School for the Arts, the Imagine School of North Manatee, and Palmetto Charter School. Palmetto Charter School is generally considered the best in the district and ranks 47th out of all Florida elementary schools.
Palmetto High School serves students in grades 9 through 12. It serves 2100 students and features an 85% graduation rate and a 23:1 student-to-teacher ratio.
The Educational Harbor Schools is also a private Christian school serving students in Pre-K through 12 that caters to children with unique educational needs. Anyone living in Palmetto is also welcome to stop by the local branch of the Manatee Public Library System for books and community events.
Palmetto Statistics & Information
- Palmetto County: Manatee
- Palmetto area: 5.83 square miles
- Palmetto zip code: 34220–34221
- Palmetto area code: 941
- Palmetto elevation: 12 ft
- Palmetto time zone: Eastern Time Zone (UTC-4 and -5)
- Closest airport to Palmetto: The Sarasota-Bradenton International Airport (SRQ) is 12 miles away.
Map of Palmetto Florida
Explore more attractions, activities, and beaches near Palmetto Florida with this map.
Ready to Find Out What Living in Palmetto Is Really Like?
Planning a relocation to this beachside paradise? When you’re ready to make the move, you can trust the dedicated Palmetto movers at 2 College Brothers for an easy and stress-free moving day. Call (813) 922-1528 today for a free quote.
